Your bridge to financial confidence.
Financial Adviser Vanderbijlpark — Louw Lubbe Personal Financial Advice (CFP®, Old Mutual)
A CFP®-led practice within Old Mutual Personal Financial Advice — helping individuals, families and business owners protect, grow and preserve what matters.
Trusted financial advice that works for your life.
A CFP®-led practice within Old Mutual Personal Financial Advice — guiding individuals, families and business owners across the Vaal Triangle with personalised plans for protection, investment, retirement and legacy.
Tailored financial solutions for every stage of life.
Whether you are protecting what matters most or planning for long-term wealth creation, our goal is to simplify complexity and give you confidence in your financial future.
Insurance & Risk
Life, disability and short-term cover structured to protect your family, income and assets.
Learn more 02 / GrowthInvestments
Disciplined, tax-efficient strategies aligned to your goals and time horizon.
Learn more 03 / IncomeRetirement Planning
Structured income strategies so your savings sustain the life you have worked for.
Learn more 04 / LegacyEstate Planning
Wills, beneficiaries and liquidity structures that protect what you build.
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Speed. Generosity. Usefulness. Empathy.
Our four values shape every client interaction — making sure each one is efficient, meaningful and focused on delivering real value to your financial journey.
Speed
Decisive responses when it matters — claims, queries and changes handled with urgency, not delay.
Generosity
Sharing knowledge, giving time, and going beyond the brief for clients we genuinely care about.
Usefulness
Advice you can act on. Practical, plain-spoken, and structured around your real life — not jargon.
Empathy
Listening first, judging never. Real understanding of where you are — and where you’re going.
Real plans for real South African families and businesses.
From young professionals starting out to retirees structuring lifetime income — our advice scales with your life. Each profile, the same care.
Individuals & families
Building long-term security — protection, savings, retirement and legacy combined in one coherent plan.
Working professionals
Optimising tax, structuring investments, and ensuring your cover keeps pace with your career.
Business owners
Succession planning, key-person cover, buy-and-sell agreements, and integrated personal wealth strategies.
Retirees
Structured drawdown, sustainable income, healthcare and longevity planning — confidence for the years ahead.
A 30-minute conversation could change your financial direction.
Complimentary, no-obligation. We listen first, then map a clear next step — protection, growth, retirement or legacy.